IRAs

For many people IRA contributions are still tax-deductible.

And for all us IRA income is tax-deferred until it’s withdrawn. But there’s an even better reason IRAa have been so accepted – they’re a great way to start building today for a secure retirement tomorrow.

Fixed-Rate IRA

A guaranteed competitive rate for your retirement “nest-egg”.

No Fees
Low $100 Minimum to Open
One or Two Year Terms
Convenient Automatic Renewal At Market Rate
FDIC Insured

Variable-Rate IRA

Featuring the potential of higher earnings, this is our most popular retirement account.

No Fees
Competitive Market Interest Rate
Low $100 Minimum to Open
Acts like a savings account
Unlimited Additional Deposits ($25 Minimum)
Convenient Automatic Renewal
Available with automatic transfer from your Twin City Bank checking account
FDIC Insured